School will be starting soon, and we will be saying our goodbyes to our college bound teens. This is an exciting time in their lives, and for many, the first real life lesson of living away from home. Parents may question, Do they have everything they need? How are they going to get all that stuff to college? and What if something happens to it while it is away? Well to ease your mind a bit, if you have homeowners insurance, Most policies provide coverage for property away from premises at a limit of 10% of the Dwelling Limit. (For example – If your Home is insured for Replacement Cost of $100,000 then your Property Away from premises is covered up to $10,000 for the same perils offered by your Home Policy). Check with your Agent to verify your current coverage. As for getting all that stuff to college, don’t worry – remember college packing is an art.