It is never too late to review your insurance program. Having the right policy is far more valuable than having the lowest premium. Often, the policy holder assumes more of the risks, in return for a slightly lower premium. We recommend, visiting your insurance agency annually to review and understand available coverages, endorsements, and deductibles. You will be informed to make necessary changes that reflect your personal risk characteristics. Not all policies are the same, and your needs may change. Don’t delay, schedule this today. Your Agency should welcome your request.
OFFICE OF INSURANCE REGULATION EMAIL SCAM TARGETING FLORIDIANS
Thursday, September 8, 2016
TALLAHASSEE, Fla. – The Office of Insurance Regulation (OIR) and the Department of Financial Services (DFS) have been made aware of a scam involving the unauthorized use of Insurance Commissioner David Altmaier’s name and position. A fraudulent email, appearing to be sent from OIR Commissioner Altmaier, has been sent to consumers, notifying that all of the recipient’s insurance policies have be cancelled. OIR does not send notices of cancellation and those who receive this email should disregard the information. Consumers should not click on any links contained with the email message, and should immediately delete the email.
Consumers should report this scam and all fraudulent activity to the Department of Financial Services’ Insurance Consumer Helpline by calling 1 (877) 693–5236. Consumers can also utilize this helpline to speak directly with insurance experts who can assist consumers with the filing of post-storm claims and answer any insurance-related questions.
Karen Kees, OIR
Contact: Ashley Carr, DFS
(850) 413 -2842
School will be starting soon, and we will be saying our goodbyes to our college bound teens. This is an exciting time in their lives, and for many, the first real life lesson of living away from home. Parents may question, Do they have everything they need? How are they going to get all that stuff to college? and What if something happens to it while it is away? Well to ease your mind a bit, if you have homeowners insurance, Most policies provide coverage for property away from premises at a limit of 10% of the Dwelling Limit. (For example – If your Home is insured for Replacement Cost of $100,000 then your Property Away from premises is covered up to $10,000 for the same perils offered by your Home Policy). Check with your Agent to verify your current coverage. As for getting all that stuff to college, don’t worry – remember college packing is an art.
It is recommended that Homeowners replace and test their smokes alarm batteries annually in order to maintain a safe home. Choosing a favorite date, can serve as a friendly reminder each year to make this important safety need a priority. Popular dates include New Year’s Day, Your Birthday, Anniversary, or Major Holiday. It doesn’t matter which date you choose, what matters most is to take this preventive step in maintaining your Home’s Safety.