Congratulation Class of 2013  With great accomplishments, often new responsibilities are realized.    From an insurance perspective, I have provided a few topics to consider that may have an effect on your need for protection.

Auto Insurance – Rewarding yourself with a new car, moving out of the house, or relocating for a new job?  Make sure you talk with your insurance agent – you coverages may be affected, or require changes to continue protection.

Renters Insurance – Protecting the stuff you value most, most college grads do not take advantage of the low-cost of obtaining renters insurance.  As low as $15/month,  This coverage can provide replacement of your personal belongings if loss occurs from fire or theft.  Most renters policies provide coverage for personal liability for added protection.

Life Insurance – OK you’ve landed the “Big Job”.  Your employer may offer Group Term Life insurance as a benefit of employment. However, this is seldom enough coverage needed to cover those school loans, car loans, mortgage on a new home.   Talk with your insurance agent about the benefits of your own personal life insurance policy.