Monthly Archives: January 2012

Reduce Your Auto Insurance Premium

Want to know how  to save up to 30% on your personal auto insurance?  If you drive less than 15,000 miles per year, avoid driving the wee hours in the morning (ie 12:00am to 4:00am), and drive with only an occasional hard braking – you should check into a great reward program available through Progressive Auto Insurance.   Think about it, you are a safe driver – why shouldn’t you receive a discount?   Our Snapshot trained staff is available to answer any questions you may have, and help you decide if this is the right program for you.  Give us call today 824-9877.

Snapshot | Progressive Agent
Progressive offers personal service from an independent agent or broker, superior claims service and competitive rates. Get a quote for insurance for your auto, motorcycle, commercial auto, RV, boat and more! Check them out:


Valentines Tricks
It’s not just young lovers who send Valentines greetings at this time of year. Many people send parents, spouses, children and grandchildren cards and gifts as a cute way of expressing affection. Crooks know that too, using Valentines as a way of conning money out of their victims and even hijacking their computers. Make sure you don’t get caught up in this by watching out for these common tricks:

Phony eCard Greetings
You get an email either from a mystery sender or someone you know with a link to a supposed Valentines eCard, or with an eCard actually attached. By clicking on either, you download a virus onto your computer. Two simple actions can prevent this – having an up-to-date anti-virus program installed and, if you know the supposed sender, contacting them to make sure they really did send the greeting.

Bogus Flower Gifts
You order flowers from a new online company advertising incredibly low prices. If the price is too good to be true, it probably is and you’ll lose your money. Plus, the scammers now have your credit card number and may use it to make purchases in your name. Best to use a reputable online florist or go to a local store.

Online Romancing
Spoof emails arrive in our email boxes all the time but we might let our guard down when a message arrives from a mystery admirer around Valentines. It’s often a prelude to an online “romance” in which the victim receives photos of the attractive admirer ( which are really just pictures stolen by the con artist). The crime ends up with the victim being asked to provide money to pay for the admirer to come visit. Just don’t fall for this trick – never give money to people you don’t know. To learn more about the Latest E-Scams & Warnings

-Learn More- Newest e-Scams & Warnings

Now the bad stuff’s out of the way, it leaves us with the chance to wish you Happy Valentines! from Gilliland Insurance
Leave us your comments – let us know if this was helpful.

Let the Sun Shine…For Safety’s Sake

I thought I had the latest?…but now A revolution in lighting is tapping into the energy of the sun, with the promise of making our lives brighter and safer. Two big changes are making this possible – advances in technology through the use of low-energy, brilliantly-lit tiny bulbs called LEDs (Light Emitting Diodes) and more efficient solar “batteries” that collect power from sunlight. 

And it’s not just our well being and wallets that benefit; the environment gets a safety boost too! Harnessing solar power cuts use of regular batteries and electricity generated from coal, gas and oil – all of which cause pollution. Sun-powered innovations that save money and the environment, while making life safer, include:

  • Flashing LED cycle lights that cost nothing to run and can be seen from a greater distance.
  • Outdoor lights that illuminate paths and driveways that are way brighter than their predecessors, reducing the risk of falls.
  • Ultra-bright security lights, with motion detectors that improve home protection.

Even without the sun, battery- and mains-powered LEDs produce so much light, they’re far more safety-effective in flashlights, home lighting and key chains, and devices like traffic signals and hands-free headgear used in places like crawl-spaces. More are on the way.

The great thing is that most of these items are now easily available. You can buy them at hardware stores and online. Of course, they don’t need wiring, they’re maintenance free, and they’re not expensive – the cycle lights start at around $15 and the security system with motion detectors around $35.

 However, it’s important to note that not all solar systems are suitable for all areas. And when you buy lighting, you need to be sure that replacement bulbs are available. The Department of Energy offers useful guidance on solar energy and LEDs.

Watch out! They are everywhere…

Potholes are a major driving hazard that can jar your body, damage your car, and create costly repairs. If only they were easier to spot!
Following a few simple precautions will cut the risk of becoming a victim. For instance:

  • Drive more cautiously in low visibility and where roads are clearly in a poor state of repair.
  • Choose well-lit roads and routes you know well.
  • Look ahead for patches that are darker than the road surface.
  • Slow down and Avoid standing water that is isolated on the road.

Many cities and newspapers now publish lists of dangerous potholes and some list them online or on mobile phone apps. Check yours. And if you hit a pothole, don’t brake – you might cause more damage.  If you notice a dangerous pothole you can report it. 

Call Public Works at 904.825.1040 (For City potholes)
Call Road & Bridge at (904) 209-0246 (For County potholes)

Citizens attempts to shrink, Gov. Scott applauds | The Florida Current


What’s happening to 17,000 policies to be taken over by state-backed insurer? :Citizens attempts to shrink, Gov. Scott applauds | The Florida Current. visit this article provided by Gray Rohrer, the Florida Current