Not All Insurance Policies are the Same

It is never too late to review your home insurance program. Having the right policy is far more valuable than having the lowest premium. Often, the policy holder assumes more of the risks, in return for a slightly lower premium. We recommend, visiting your insurance agency annually to review and understand available coverages, endorsements, and deductibles.  You will be informed to make necessary changes that reflect your personal risk characteristics. Not all policies are the same, and your needs may change. Don’t delay, schedule this today.  Your Agency should welcome you.

Take advantage of the many competitive coverages being offered including:
Private Flood Coverage
Special Personal Property Coverage
Ordinance and Law Higher Limits
Increased Mold/Fungi Limits
Equipment Breakdown Coverage
Personal Injury
Identity Theft
Service Line Coverage
Hurricane Deductibles as low as $500

Call us for a friendly review of your policy or to discus many of these latest coverages and how they apply to you.  It is a smart way to start the New Year.

2018 Hurricane Season Begins 6/1/2018

As 2018 Hurricane season begins, we encourage you to plan early, take the necessary time before the threat of a Hurricane to protect you and your family.

  1. Have an emergency plan prepared, with necessary supplies and important documents.
    Check out a sample Hurricane Safety Checklist on this link. CLICK HERE
  2. Review your current Insurance policy and become familiar with your coverages and deductibles.  All Insurance policies have limitations and exclusions.  if you do not understand your coverages, your agent would be happy to review your policy.
  3. National Hurricane Center Storm Information Center CLICK HERE

You can have confidence by taking the time to establish these important recommendations to your early hurricane season planning.

If you have questions regarding your insurance, contact your local agent before a loss happens.

Hurricane Season Ends Today…Nov 30th


2017 Hurricane season comes to a close today,  and leaves it’s imprint of significant financial losses and devastating results for many lives, families, and businesses.   This year alone produced  17 named storms including  10 Hurricanes ( 5 of which were Major Hurricanes).   Although we strive each year, to be better prepared and more informed,  the truth is,  we can only predict.   With 2017 already behind us, NOAA is already at work with new technology, to better prepare us for the next hurricane season.  By utilizing unmanned aircraft and underwater drones, NOAA gathers valuable new data that will aide in advanced forecasting.  To learn more Click Here

2017 Hurricane Results

Time to set your clocks back Nov 5, 2017

Backwards Clock.jpgGood News – An extra hour of sleep this weekend.

If you are still feeling groggy from loosing your hour of sleep from spring forward in March, 2017, well this weekend you get it back.  As a friendly reminder, set your clocks back 1 hour on Sunday Evening before you go to bed.    I love the fall, and with the extra hour setback, the drives home from work in the evenings paint some of the most beautiful fall sunsets.

Safety Tips for the Holidays

holiday-safetyChristmas and New Year’s is one of the most celebrated times of the year, and it is during this season that many families, friends, and neighbors spend enjoyable time together.   Our staff at Gilliland Insurance hopes you stay safe with all the lights, decorations, gatherings, and festivities you plan to enjoy this year.  We have provided a link for your preparation to protect the assets you most value.  We hope that you will take a moment to review the safety tips provided by the Electrical Safety Foundation International.  A link to their resource has been conveniently provided.  CLICK HERE FOR HOLIDAY SAFETY TIPS